Blue Cross of California has been serving the health care needs of Californians since 1937. Blue Cross of California, together with its branded affiliates, provides health care services to more than 6.8 million members. Blue Cross of California is an independent licensee of the Blue Cross Association.

Health Net will be the recognized leader in adding value to the lives of the people we serve by delivering:

• Access to quality health care that helps people achieve improved health outcomes
  
• Understandable, reliable and affordable products
  
• Service that exceeds expectations

PacifiCare Health Systems serves more than 3 million health plan members and approximately 9 million specialty plan members nationwide with annual revenues of more than $11 billion.

Universal Care will be recognized as a leading healthcare services organization that meets or exceeds consumer expectations, provides a rewarding work environment for its employees and demonstrates social awareness and a commitment to the communities that it serves.

With 2.6 million members and $6 billion in annual revenue, Blue Shield of California is the state's third largest health plan. Founded in 1939 and headquartered in San Francisco, Blue Shield is a not-for-profit corporation with approximately 4,200 employees and more than 20 offices throughout California.

Aetna is one of the nation's leading providers of health care, dental, pharmacy, group life, disability and long-term care products.